Health Insurance Plans
There are a number of Health Insurance options available for students
at MCC. The insurance plan is underwritten by Markel Insurance company
and administered by Niagara National Incorporated. Claims under this plan
are submitted to and handled by POMCO.
All students are encouraged to carry health insurance which provides
some benefit for unexpected medical costs in case of injury or illness.
Residence Life students, International students and Student Athletes are
required to have comprehensive health insurance.
Full details of the Markel plan may be found in their Brochure (.pdf format).
Accident Insurance
- Insurance is available for all registered
students for 12 month period for an annual cost of $8.00 yearly, or
$3.00 for the fall semester, $5.00 for the spring semester. Maximum
benefit $6000.
- Students taking 9 or more credits, or enrolled
in a physical education course or medical program are required to
have the student accident insurance.
Includes coverage for injuries on and off campus.
- Submit itemized medical bills with claim
form directly to pomco for payment and/or reimbursement. Claim forms
are available online here or through
the Health Services Department.
- Students can check the status of a claim
through www.pomcoplus.com,
click on integrated services, click on benefit soft (you will need
to log in with student id).
Optional Sickness Insurance
- Available for all students registered for
1 credit hour or more. Cost is $478 yearly. The Basic Sickness insurance application
forms are located under Forms or in the Health Services office.
- For more information call Niagara National
Inc. 1-800-444-5530
- Submit itemized medical bills and claim
form directly to POMCO for payment and/or reimbursement. Claim forms
available through the Health Services Department or under Forms
- To check the status of a claim go to www.pomcoplus.com,
click on integrated services, click on benefit soft (you will need
to log in with student id).
Athlete Injury Insurance
- All students planning to participate in
sports programs at MCC are required to have health insurance. Students
should access their primary insurance for benefits. The student accident
insurance provides benefits for secondary coverage.
- All injuries must be reported to Health
Services promptly to ensure treatment and insurance coverage.
- Claim form must be filled out in Health
Services immediately following an incident of injury.
- Itemized medical bills must be submitted
to Health Services for claims processing.
- To check the status of a claim go to www.pomcoplus.com,
click on integrated services, click on benefit soft (you will need
to log in with student id)
International Students
All international students holding an F-1
visa are required to purchase the student health insurance at a cost
of $478. Illness insurance is also available for the spouse and/or dependents
of international students.
- The student accident insurance includes
coverage for injuries on and off campus.
- Submit claims directly to POMCO for payment
and/or reimbursement. Claim forms are available through Health Services.
- To check the status of a claim go to www.pomcoplus.com,
click on integrated services, click on benefit soft (you will need
to log in with student id.
Insurance FAQs
Claims Contact Information
POMCO
P.O. Box 186
Syracuse, NY 13206-0186
1-866-834-4765
Fax: 315-433-5444
Email: markelstudentinfo@pomcogroup.com
Q: Do I have
to be seen at Health Service Office to have care under my school insurance?
A: Any injury should
be reported to Health Service by phone or in person as soon as possible
after the injury. If using the college insurance plan, a form needs to be completed; download this "Claim Form".
Q: In the event that
I become sick or injured, what should I do?
A: You will need
to call or come to Health Services for a referral to your own doctor or
health care provider. The Student Health Center may need to stamp
your claim form
to authorize you to receive further treatment. Optional sickness insurance claim forms are available
at health services or on line here.
Q: What should I do if my Student Health Center is closed or
I am away from college?
A: You should immediately consult a doctor and follow
his or her advice. You should
then notify your Student Health Center or Claims Administrator as soon
as possible, no
later than 30 days after your visit.
Q: Is pre-certification required before I am treated by a doctor
or hospital?
A: Certain Plans may require pre-certification. Please
review your plan brochure or
contact your claims administrator.
Q: How do I know if my injury or illness is covered?
A: Please refer to the student insurance brochure that
was given to you upon enrollment,
also available on this website. This brochure will describe those situations
that are and
are not covered. If you still have questions, please contact your Student
Health Center or
your Claims Administrator.
Q: What if I have questions regarding my deductibles or premiums?
A: Please refer to the student insurance brochure that
was given to you upon enrollment,
also available on this website. This brochure will detail your obligations
for premiums
and deductibles. If you still have questions, please contact your Claims Administrator.
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