Insurance

LOW COST/NO COST HEALTH INSURANCE

New York State of Health

Please consult the New York State of Health website or obtain assistance from one of the application counselors who come to campus. They can be found in the Brick Lounge on the first floor of Building 1, facing into the Campus Center atrium. Schedules for Spring semester 2016 (until May 19th) are as follows:

Mondays and Tuesdays from 10am-1pm; Thursdays: 9:30am-12pm

Contacts for insurance assistance are below if you'd like to arrange a meeting at a different place/time or over the summer.

Pamela Kennedy  at 585-258-8361

Sheila Forsett at  585-754-7011

Tonya Outlaw at  585-746-4167

Please note:  Schedule is subject to change.

There is no assistance on campus on days when MCC is closed.

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STUDENT ILLNESS and ACCIDENT INSURANCE

Monroe Community College has once again contracted with the Allen J. Flood Companies, Inc. to offer ACA compliant student health insurance for purchase by MCC students. If you are interested in purchasing this insurance, you may do so directly from the Allen J. Flood company at www.ajfusa.com/students.If you have concerns regarding eligibility or purchase of the insurance, or any other questions, please contact any of the the Allen J. Flood Co. Inc. representatives listed  below.

 

INSURANCE INFORMATION  SUMMARY

MCC Mandatory Insurance Summary Flyer 2015-16 (for those who have it automatically applied to their bill, such as athletes or nursing students)

MCC Voluntary Insurance Summary Flyer 2015-16 (for those who decide to purchase the insurance)

 

KEY POINTS FOR UTILIZING THIS INSURANCE

  • Students should make sure the healthcare provider they are seeing is listed under the CIGNA PPO Provider Network (available through links at the AJ Flood website or through the links on the summary flyers above).
  • You do not need a claim form or referral from Health Services to see a health care provider.
  • Permanent insurance ID cards are sent out by the A.J. Flood Co. 6-8 weeks after the semester starts.
  • You may initiate obtaining a temporary card soon after purchasing the insurance, in case you need to see a healthcare provider before your permanent card is mailed to you.
  • To obtain a temporary card, contact any of these A.J. Flood (AJF) representatives:

  • Name Email Phone Extension
    Angela French afrench@ajfusa.com 1-800-734-9326 9225
    Anet Gainey againey@ajfusa.com 1-800-734-9326 9259
    Margaret Wallace mwallace@ajfusa.com 1-800-734-9326 9260
           
            • Provide them with your name, student ID number, date of birth, gender, email
              address, mailing address and semester(s) of coverage.
            • The temporary ID card will be emailed to you in 2-3 days business days and you can then print it out.

        ALL MEDICAL CLAIMS FROM A PROVIDER SHOULD BE SENT TO:

CIGNA,
P.O. BOX 188061
Chattanooga, TN
37422-8061

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Here are some interesting points from A.J. Flood about the insurance. (Yes, it's complicated!)

    • The name of the actual insurance company is Nationwide Insurance Company. 
    • Nationwide utilizes the CIGNA PPO (preferred provider organization) network for the purpose of obtaining discounts on the provider charges.
    • Nationwide utilizes Consolidated Health Plan (CHP) to process the claim under the plan.
    • All claims are sent to CIGNA first to obtain the discount for each charge and then CIGNA sends the claim on to CHP for processing (i.e. payment of the claim or denial or for further questions about the incident).
    • You will need a claim form ONLY if you have already paid your healthcare provider and want to submit receipts for reimbursement. This form only requires your signature. Requests for reimbursement should be sent to the address on the claim form.                                         Claim Form 2015-16- for reimbursement of medical bills

 

 

Contact Information

Brighton Campus
Building 3, Room 165
Map to Student Health
M-F 8:45 a.m. - 4:45 p.m.
(585) 292-2018
Fax: (585) 292-3856
Email

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