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Insurance

Student Accident Insurance Student Insurance FAQs
Athletic Injury Insurance International Student Insurance
Forms (.pdf format) :      Plan Brochure (2008-09) Claim Form

Health Insurance Plans

There are a number of Health Insurance options available for students at MCC. The insurance plan is underwritten by Markel Insurance company and administered by Niagara National Incorporated. Claims under this plan are submitted to and handled by POMCO.

All students are encouraged to carry health insurance which provides some benefit for unexpected medical costs in case of injury or illness. Residence Life students, International students and Student Athletes are required to have comprehensive health insurance.

Full details of the Markel plan may be found in their Brochure (.pdf format).

Accident Insurance

  1. Insurance is available for all registered students for 12 month period for an annual cost of $8.00 yearly, or $3.00 for the fall semester, $5.00 for the spring semester. Maximum benefit $6000.
  2. Students taking 9 or more credits, or enrolled in a physical education course or medical program are required to have the student accident insurance.
    Includes coverage for injuries on and off campus.
  3. Submit itemized medical bills with claim form directly to pomco for payment and/or reimbursement. Claim forms are available online here or through the Health Services Department.
  4. Students can check the status of a claim through www.pomcoplus.com, click on integrated services, click on benefit soft (you will need to log in with student id).

Optional Sickness Insurance

  1. Available for all students registered for 1 credit hour or more. Cost is $478 yearly. The Basic Sickness insurance application forms are located under Forms or in the Health Services office.
  2. For more information call Niagara National Inc. 1-800-444-5530
  3. Submit itemized medical bills and claim form directly to POMCO for payment and/or reimbursement. Claim forms available through the Health Services Department or under Forms
  4. To check the status of a claim go to www.pomcoplus.com, click on integrated services, click on benefit soft (you will need to log in with student id).

Athlete Injury Insurance

  1. All students planning to participate in sports programs at MCC are required to have health insurance. Students should access their primary insurance for benefits. The student accident insurance provides benefits for secondary coverage.
  2. All injuries must be reported to Health Services promptly to ensure treatment and insurance coverage.
  3. Claim form must be filled out in Health Services immediately following an incident of injury.
  4. Itemized medical bills must be submitted to Health Services for claims processing.
  5. To check the status of a claim go to www.pomcoplus.com, click on integrated services, click on benefit soft (you will need to log in with student id)

International Students

All international students holding an F-1 visa are required to purchase the student health insurance at a cost of $478. Illness insurance is also available for the spouse and/or dependents of international students.
  1. The student accident insurance includes coverage for injuries on and off campus.
  2. Submit claims directly to POMCO for payment and/or reimbursement. Claim forms are available through Health Services.
  3. To check the status of a claim go to www.pomcoplus.com, click on integrated services, click on benefit soft (you will need to log in with student id.

Insurance FAQs

Claims Contact Information
POMCO
P.O. Box 186
Syracuse, NY 13206-0186
1-866-834-4765
Fax: 315-433-5444
Email: markelstudentinfo@pomcogroup.com

Q: Do I have to be seen at Health Service Office to have care under my school insurance?
A: Any injury should be reported to Health Service by phone or in person as soon as possible after the injury. If using the college insurance plan, a form needs to be completed; download this "Claim Form".

Q: In the event that I become sick or injured, what should I do?
A: You will need to call or come to Health Services for a referral to your own doctor or health care provider. The Student Health Center may need to stamp your claim form to authorize you to receive further treatment. Optional sickness insurance claim forms are available at health services or on line here.

Q: What should I do if my Student Health Center is closed or I am away from college?
A: You should immediately consult a doctor and follow his or her advice. You should then notify your Student Health Center or Claims Administrator as soon as possible, no later than 30 days after your visit.

Q: Is pre-certification required before I am treated by a doctor or hospital?
A: Certain Plans may require pre-certification. Please review your plan brochure or contact your claims administrator.

Q: How do I know if my injury or illness is covered?

A: Please refer to the student insurance brochure that was given to you upon enrollment, also available on this website. This brochure will describe those situations that are and are not covered. If you still have questions, please contact your Student Health Center or your Claims Administrator.

Q: What if I have questions regarding my deductibles or premiums?
A: Please refer to the student insurance brochure that was given to you upon enrollment, also available on this website. This brochure will detail your obligations for premiums and deductibles. If you still have questions, please contact your Claims Administrator.

Links

 

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Questions on Health Services? email healthsvc@monroecc.edu


Questions or comments

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